Price projections for XRP suggest the token could climb into double-digit territory if just 1 percent of a fully tokenized global economy channels value through its ledger. Finance is steadily migrating to blockchains as real-world assets—stocks, bonds and more—become digital tokens, and many observers argue the asset’s network can manage large-scale liquidity in this new environment.
To gauge potential price points, ChatGPT was asked to imagine a future in which tokenization is universal and the coin processes 1 percent of economic activity.
Settlement-layer scenario. If XRP acts as the settlement rail for a $100 trillion tokenized economy, 1 percent of daily volume equals $1 trillion. With roughly 55 billion tokens outstanding and full daily turnover, the price lands near $18.18. Should turnover slow to once every three days—requiring $3 trillion to sit on-chain—the figure rises toward $54.54, putting the settlement-based estimate in a $18–$55 range.
XRP token symbol representing its role in the evolving blockchain-based financial system
Store-of-value scenario. Viewing XRP as collateral or reserve, a 1 percent share of tokenized wealth likewise implies a $1 trillion market cap and a price around $18.18; a 5 percent slice would lift the token above $90. These calculations echo forecasts from BlackRock, Citigroup, Boston Consulting Group and the World Economic Forum, which see tokenized assets reaching $30–$68 trillion by 2030 and potentially topping $100 trillion thereafter.
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Real-world momentum supports those outlooks: the tokenized real-world-asset market expanded from $8.6 billion to more than $23 billion in the first half of 2025, while total value locked surpassed $7 billion by August 2024 and could exceed $50 billion by year-end. Heavyweights such as BlackRock, JPMorgan, Goldman Sachs and BNP Paribas now run live tokenization products, and DeFi platforms like Ethena and Maple let these assets earn yield. Industry leaders—including BlackRock CEO Larry Fink—publicly tout tokenization as the next evolution of capital markets.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Conduct independent research before making investment decisions.
